Francisco C.
About Francisco C.
Francisco C. serves as the Vice President and Credit Officer II at City National Bank, bringing extensive experience in credit analysis and portfolio management. He holds a Bachelor of Arts in Economics, French, and Spanish from San Diego State University and has worked in various financial roles across several institutions.
Work at City National Bank
Currently, Francisco C. serves as Vice President - Credit Officer II at City National Bank. He has held this position since 2021, contributing to the bank's credit operations for three years. His role involves assessing creditworthiness and managing credit risk, ensuring that the bank's lending practices align with regulatory standards and internal policies.
Education and Expertise
Francisco C. earned a Bachelor of Arts (B.A.) in Economics, French, and Spanish from San Diego State University, studying from 2004 to 2009. He furthered his education at Harvard Extension School, completing a course in Financial Statement Analysis in 2017. Additionally, he studied at the California Bankers Association-Commercial Lending School and is certified in Commercial Underwriting & Processing (NAMU®-CCUP).
Previous Work Experience
Before joining City National Bank, Francisco C. held various positions in the finance sector. He worked as an SBA Portfolio Management Officer IV at U.S. Bank from 2018 to 2021. His earlier roles included Credit & Syndications Analyst at National Funding, Underwriter at eCapital LLC, and Assistant Vice President at Pacific Premier Bank. He also served as a Mediation Underwriter at JPMorgan Chase & Co. and as an Underwriter at Renovate America.
Professional Development
Francisco C. has engaged in professional development throughout his career. His education includes specialized training in commercial lending and financial analysis. He has completed courses that enhance his understanding of credit risk and underwriting processes, contributing to his effectiveness in his current role and previous positions.