Geoffrey Ramirez
About Geoffrey Ramirez
Geoffrey Ramirez serves as Vice President and Relationship Manager in Real Estate Banking at City National Bank, where he has worked since 2011. He has over 20 years of experience in real estate finance, having originated over $1 billion in debt transactions across various asset types.
Work at City National Bank
Geoffrey Ramirez serves as Vice President and Relationship Manager in Real Estate Banking at City National Bank. He has held this position since 2011, accumulating over 13 years of experience in the Orange County, California area. In this role, he focuses on developing and managing complex client relationships, utilizing his expertise in various real estate financing solutions. His responsibilities include providing loans for construction, rehabilitation, repositioning, bridge financing, and permanent loans, with amounts ranging from $10 million to $80 million or more, depending on the client's financial capacity.
Previous Experience in Real Estate Banking
Before joining City National Bank, Geoffrey Ramirez held several significant positions in the real estate banking sector. He worked at Indymac Federal Bank as Vice President - Account Officer from 2003 to 2007 and later served as Vice President - Workout Manager from 2007 to 2009. His tenure at Citizens Business Bank as Vice President and Special Assets Portfolio Manager lasted from 2010 to 2011. Additionally, he worked at Indymac Mortgage Services as Vice President for one year in 2009. His diverse roles have contributed to his extensive knowledge of real estate asset types and loan structures.
Education and Expertise
Geoffrey Ramirez studied at the University of Southern California - Marshall School of Business, where he focused on Finance, Economics, Real Estate, and Construction Management/Civil Engineering. He completed his Bachelor of Science degree in 2001. His educational background provides a solid foundation for his extensive experience in real estate banking, enabling him to navigate complex financial transactions and client needs effectively.
Real Estate Debt Transactions
Throughout his career, Geoffrey Ramirez has originated over $1 billion in new real estate debt transactions across the United States. The transaction sizes he has managed range from $1 million to $65 million. His ability to handle a diverse array of financing needs has positioned him as a knowledgeable resource in the real estate banking industry, capable of addressing various client requirements.
Comprehensive Knowledge of Loan Structures
Geoffrey Ramirez possesses a comprehensive understanding of various loan structures and real estate asset types. His expertise includes financing for multi-family, industrial, office, retail, self-storage, senior housing, and for-sale housing projects. He has worked with clients in California, Arizona, Nevada, and Washington, showcasing his ability to adapt to different market conditions and client needs.