Henry Santos

Henry Santos

Vice President @ City National Bank

About Henry Santos

Henry Santos serves as Vice President at City National Bank and has worked as an SBA Underwriter at Banc of California since 2015. He possesses over a decade of experience in commercial underwriting, specializing in various loan sectors.

Work at City National Bank

Henry Santos serves as Vice President at City National Bank, a position he has held since 2018. His role involves overseeing various aspects of commercial underwriting, contributing to the bank's operations in Los Angeles, California. With a focus on delivering effective financial solutions, he plays a key role in the bank's commitment to serving its clients.

Experience at Banc of California

In addition to his role at City National Bank, Henry Santos has been working as an SBA Underwriter at Banc of California since 2015. His tenure at this institution spans nine years, during which he has developed expertise in underwriting processes specific to Small Business Administration loans, enhancing the bank's offerings in Santa Ana, California.

Education and Expertise

Henry Santos studied Business Administration with a focus on Finance at California State University, Fullerton, from 2005 to 2006. He also attended Santa Ana College, where he earned an Associate of Arts degree in General Education from 2003 to 2004. His educational background supports his extensive knowledge in underwriting for various sectors, including Commercial & Industrial (C&I), Commercial Real Estate (CRE), Asset-Based Lending (ABL), and SBA loans.

Background in Underwriting

With over a decade of experience in commercial underwriting, Henry Santos has developed a strong foundation in the financial services industry. His expertise includes working with both SBA 7a and 504 loan programs, allowing him to navigate complex financial scenarios and provide tailored solutions to clients.

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