James C. Kim
About James C. Kim
James C. Kim serves as the Vice President and Senior Mortgage Loan Underwriter at City National Bank in Los Angeles, California, a position he has held since 2021. He has extensive experience in mortgage underwriting, having worked for several financial institutions over the past two decades.
Work at City National Bank
James C. Kim has been serving as the Vice President and Senior Mortgage Loan Underwriter at City National Bank since 2021. His role involves evaluating mortgage loan applications, ensuring compliance with lending guidelines, and assessing risk factors associated with loan approvals. Based in Los Angeles, California, he has contributed to the bank's mortgage lending operations for three years.
Previous Experience in Mortgage Underwriting
Prior to his current position, James C. Kim held various underwriting roles in the mortgage industry. He worked at Pacific Bay Lending Group as a DE Underwriter for eight months in 2019. He also served as an Underwriter at Hana Financial, Inc. from 2012 to 2015 and as a DE Underwriter at OGI Mortgage Bankers from 2016 to 2019. His experience includes a tenure at Lenox Financial Mortgage Corp. as a DE Underwriter from 2020 to 2021.
Early Career in Banking and Finance
James C. Kim began his career in the banking sector at Bank of America, where he worked as a Junior Underwriter from 2003 to 2005. He later transitioned to a role as a Quality Control Auditor at Indymac Bank from 2005 to 2006. His experience also includes working as a Senior Loan Coordinator at ING DIRECT from 2007 to 2012 and as an AVP/Account Executive at Finance One, Inc. from 2015 to 2016.
Education and Expertise
James C. Kim studied at the University of California, Berkeley. His educational background, combined with extensive experience in mortgage underwriting and banking, has equipped him with the skills necessary to assess loan applications and manage underwriting processes effectively.