John Dworak

John Dworak

SVP, Head Of Product Innovation And Growth, Residential Lending @ City National Bank

About John Dworak

John Dworak serves as the Senior Vice President and Head of Product Innovation and Growth in Residential Lending at City National Bank, where he focuses on optimizing cross-sell strategies and analytics. He has extensive experience in the financial sector, having previously held senior roles at Wells Fargo and Redwood Trust, Inc.

Work at City National Bank

John Dworak serves as the Senior Vice President and Head of Product Innovation and Growth within the Residential Lending division at City National Bank. He has held this position since 2020. In this role, he focuses on optimizing cross-sell strategies through enterprise-value relationship pricing and price elasticity analytics. Dworak leads the development of marketing programs in collaboration with Enterprise Marketing and various Lines of Business. He is responsible for building and growing new channels and verticals within the residential lending division, enhancing products, programs, and credit policy to drive profitable growth.

Previous Experience at Wells Fargo

Prior to his current role, John Dworak worked at Wells Fargo for 16 years, from 2004 to 2020. He held the position of Senior Vice President and Retail Mortgage Pricing Manager during his tenure in the San Francisco Bay Area. His experience at Wells Fargo contributed to his expertise in mortgage pricing and retail lending strategies.

Experience at Redwood Trust, Inc.

John Dworak began his career at Redwood Trust, Inc., where he served as Assistant Treasurer from 2001 to 2004. His three years in this role provided him with foundational experience in financial management and treasury operations within the residential lending sector.

Education and Expertise

John Dworak holds an MBA from Sonoma State University. He also studied Metallurgical and Materials Engineering at the Colorado School of Mines, where he earned a Bachelor of Science degree. His educational background supports his analytical skills and understanding of engineering principles, which he applies in his current role in product innovation and growth.

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