Kathy Garcia
About Kathy Garcia
Kathy Garcia is a Senior Underwriter and Vice President at City National Bank in Los Angeles, California, where she has worked since 2013. With extensive experience in mortgage underwriting and loan coordination, she has held various positions in the banking sector over the past three decades.
Work at City National Bank
Kathy Garcia has been employed at City National Bank since 2013, where she currently serves as a Senior Mortgage Underwriter and Assistant Vice President. In this role, she has accumulated over 11 years of experience in the mortgage underwriting sector in Los Angeles, California. Additionally, she has held the position of Senior Underwriter and Vice President since 2018, contributing to the bank's operations for 6 years. Her responsibilities include evaluating mortgage applications and ensuring compliance with lending standards.
Previous Experience in Underwriting
Before joining City National Bank, Kathy Garcia worked at Simplicity Bank as a Real Estate Loan Underwriter from 2010 to 2013, where she focused on assessing real estate loan applications. She also held various positions at Union Bank, including Loan Origination Specialist IV from 1990 to 2001 and Real Estate Associate from 2008 to 2010. Her experience extends to J.P. Morgan Chase & Co., where she worked as a Senior Loan Coordinator and Underwriter from 2001 to 2003, and at Resmae Mortgage Corporation as a Mortgage Loan Underwriter from 2003 to 2007.
Education and Expertise
Kathy Garcia studied Business Administration at California State University, Los Angeles, from 1995 to 1997. This educational background has equipped her with the necessary skills and knowledge to excel in the finance and mortgage underwriting sectors. Her extensive experience in various underwriting roles has further developed her expertise in evaluating loan applications and understanding market trends.