Michelle Carmer
About Michelle Carmer
Michelle Carmer serves as the Vice President Division Risk Manager at City National Bank, a position she has held since 2020. With extensive experience in finance and risk management, she previously worked at City National Bank and Wells Fargo in various senior roles.
Current Role at City National Bank
Michelle Carmer serves as the Vice President Division Risk Manager at City National Bank. She has held this position since 2020, contributing to risk management strategies and oversight within the organization. Her role focuses on identifying, assessing, and mitigating risks to ensure compliance with regulatory standards and internal policies. Based in Los Angeles, California, she plays a critical role in maintaining the bank's risk management framework.
Previous Experience at City National Bank
Prior to her current role, Michelle Carmer worked at City National Bank as Vice President and Senior Compliance Analyst from 2014 to 2019. During her five years in this position, she was responsible for ensuring compliance with banking regulations and internal policies. Her work in Beverly Hills, California, involved conducting compliance audits and implementing necessary changes to enhance the bank's compliance posture.
Career at Wells Fargo
Michelle Carmer spent 17 years at Wells Fargo, where she held the position of Vice President, Senior Trust Asset Manager from 1997 to 2014. In this role, she managed trust assets and provided strategic financial guidance to clients. After a brief hiatus, she returned to Wells Fargo as Senior Trust Asset Manager for nine months in 2019 before transitioning back to City National Bank.
Educational Background in Finance
Michelle Carmer earned her Bachelor of Science (B.S.) degree in Finance from California State University-Northridge. She attended the university from 1988 to 1993, where she gained foundational knowledge in financial principles and practices. This educational background has supported her career in banking and risk management.
Early Career at Kaufman and Broad
Michelle Carmer began her career as a Loan Processor at Kaufman and Broad, where she worked for one year from 1994 to 1995. This early experience in the financial sector provided her with insights into loan processing and customer service, laying the groundwork for her future roles in banking and compliance.