Steven (Steve) J Brown
About Steven (Steve) J Brown
Steven J. Brown is a Vice President at City National Bank, where he has worked since 2019. He has extensive experience in commercial real estate risk management and has developed innovative risk assessment tools and teams throughout his career.
Work at City National Bank
Steven J Brown has served as Vice President at City National Bank since 2019. In this role, he has focused on enhancing risk assessment methodologies, particularly in commercial real estate (CRE) project loans. He developed a risk rating template that utilizes a loan constant, which improves the accuracy of default risk ratings. His leadership extends to managing a specialized team dedicated to CRE evaluation reviews, ensuring compliance with the 2010 Interagency Appraisal and Evaluation Guidelines.
Previous Experience at U.S. Bank
Prior to his current position, Steven Brown held various roles at U.S. Bank over a span of ten years. He was a Senior Lender and Team Leader in Community Banking from 2004 to 2007 in the Modesto, California area. He then transitioned to the Portland, Oregon area, where he served as Sr. Portfolio Risk Management Team Manager from 2007 to 2014, followed by the role of Credit (Portfolio) Risk Management Manager from 2013 to 2018.
Education and Expertise
Steven J Brown earned a Bachelor of Arts degree in Marketing from the University of Oregon. His educational background supports his expertise in risk management and commercial lending. He has demonstrated a strong ability to develop corrective action plans for regulatory remediation and has experience in executing scenario analyses to enhance compliance with regulatory standards.
Leadership and Team Management
In his professional roles, Steven has effectively led multiple teams, including portfolio managers, CRE appraisers, and environmental risk officers. He emphasizes staff development and succession planning within his teams. His leadership approach focuses on aligning team efforts with regulatory guidelines and improving operational efficiency in risk management.
Achievements in Risk Management
Steven J Brown has made significant contributions to risk management practices throughout his career. He created a risk rating template that enhances precision in assessing default risk for CRE loans. Additionally, he executed a scenario analysis for the CRE loan portfolio, which improved compliance with OCC Heightened Standards and facilitated early detection of potential problem credits.