Tarak Barot
About Tarak Barot
Tarak Barot serves as Vice President and Credit Officer II at City National Bank, where he has worked since 2018. He has extensive experience in credit analysis and relationship management, having held various positions in the banking sector since 2002.
Work at City National Bank
Tarak Barot has served as Vice President, Credit Officer II at City National Bank since 2018. In this role, he manages a growing portfolio of business loans, focusing on quality control and risk management. He provides guidance on credit and depository products and services to a team of 15 relationship managers. His responsibilities include underwriting 8 to 10 credit requests monthly, which encompass various types of loans such as commercial real estate, equipment loans, and business lines of credit.
Previous Experience in Banking
Before joining City National Bank, Tarak Barot held several positions in the banking sector. He worked as a Senior Commercial and SBA Credit Analyst/Underwriter at Inland Community Bank from 2002 to 2004. He then served as Vice President and Small Business Banker at Bank of America from 2011 to 2017. Additionally, he was a Vice President and Relationship Manager at First Commerce Bank for 10 months in 2008. His experience includes managing commercial credit requests ranging from $1,000,000 to $20,000,000.
Training and Development
Tarak Barot is involved in training and developing relationship managers in structuring loan requests. He conducts detailed client meetings to ensure that loan requests are well-structured and aligned with the bank's credit policies. His role emphasizes the importance of thorough analysis and client engagement in the credit approval process.
Education and Expertise
Tarak Barot studied at California State Polytechnic University-Pomona, where he earned a Bachelor's degree in Finance from 2001 to 2003. He furthered his education at California State University-San Bernardino, obtaining a Bachelor of Arts in Finance and Information Systems Technology from 2011 to 2017. His educational background supports his expertise in financial analysis and credit management.