Vanessa M.
About Vanessa M.
Vanessa M. is a Credit Analyst II currently working at City National Bank in San Diego, California. She has a background in credit analysis, having previously worked at Axos Bank and holds a Bachelor of Science degree and an MBA in progress.
Work at City National Bank
Currently, Vanessa M. serves as a Credit Analyst II at City National Bank, a position she has held since 2021. Based in San Diego, California, she is responsible for conducting due diligence and document processing for credit approvals and renewals. Her role involves providing analytical support for financial statement analyses and preparing summary credit memos that document factual analysis. Vanessa specializes in preparing credit analysis and investigations for both new and renewed loans, ensuring appropriate credit structure and terms for potential borrowers.
Previous Experience at Axos Bank
Vanessa M. worked at Axos Bank from 2020 to 2021, where she held the position of Credit Analyst in Commercial Real Estate (CRE) Lending for one year. Prior to this role, she was a Junior Credit Analyst in Portfolio Management at the same bank for four months in 2020. During her tenure, she was responsible for monitoring and evaluating documents related to credits, including financial statements, tax returns, and cash flow, to assess the financial position of borrowers.
Education and Expertise
Vanessa M. holds a Bachelor of Science degree from California State University San Marcos, where she also completed a Minor. She is currently pursuing a Master of Business Administration (MBA) at LSU Shreveport, expected to be completed between 2023 and 2025. Her educational background provides her with a solid foundation in finance and business analysis, which supports her roles in credit analysis.
Background in Customer Service
Before her career in finance, Vanessa M. worked as a Food Server at Pizza Nova from 2015 to 2020. This five-year experience in the food service industry contributed to her customer service skills and ability to work in fast-paced environments. Her background in customer service complements her analytical roles in banking by enhancing her communication and interpersonal skills.
Leadership Role in Finance Society
During her time at California State University San Marcos, Vanessa M. served as the Director of Marketing for the CSUSM Finance Society from 2018 to 2019. In this role, she was responsible for promoting the society's events and initiatives, which helped her develop marketing and leadership skills relevant to her career in finance.