Mike Luebbers
About Mike Luebbers
Mike Luebbers serves as the Chief Credit Officer at Novel Capital, where he has worked since 2022. He has a strong background in credit risk management and has held similar positions at Lighter Capital and Bridge Bank, contributing to strategic growth and developing innovative underwriting processes.
Current Role at Novel Capital
Mike Luebbers serves as the Chief Credit Officer at Novel Capital, a position he has held since 2022. In this role, he focuses on managing credit risk and developing innovative underwriting processes that utilize technology and data. His efforts aim to enhance scalability and asset quality within the organization. Luebbers is instrumental in fostering a culture of continuous improvement and diversity, contributing to the overall strategic goals of Novel Capital.
Previous Experience at Lighter Capital
Before joining Novel Capital, Mike Luebbers worked at Lighter Capital as Chief Credit Officer from 2018 to 2020. During his tenure in Seattle, Washington, he was responsible for overseeing credit risk management and implementing strategies to support the company's lending operations. His experience at Lighter Capital added to his expertise in synthesizing data to inform decision-making processes.
Career at Bridge Bank
Mike Luebbers held the position of Chief Credit Officer at Bridge Bank from 2009 to 2018. Over the course of nine years, he managed credit risk across various lending products and played a significant role in navigating organizational changes, including mergers and economic downturns. His leadership contributed to the bank's strategic growth initiatives during this period.
Educational Background and Certifications
Mike Luebbers has a strong educational foundation in business and finance. He earned a Master of Business Administration (M.B.A.) from the University of California, Berkeley, Haas School of Business from 2000 to 2002. Additionally, he studied Business Administration with a focus on Finance at the University of Washington, where he obtained his Bachelor’s Degree from 1992 to 1996. Luebbers also attended the Pacific Coast Banking School, achieving certification in Commercial Lending from 2011 to 2013.
Expertise in Credit Risk Management
Mike Luebbers possesses extensive expertise in managing credit risk across a variety of lending products, including revenue-based and asset-based financing. His ability to synthesize data allows him to summarize risks and rewards effectively, aiding in critical decision-making processes. Luebbers has demonstrated proficiency in developing tech-enabled, data-driven underwriting processes that support organizational objectives.