HUBUC
HUBUC is a fintech company based in Barcelona and London, specializing in rapid global card issuing and processing with a focus on innovative and secure solutions for digital banking and corporate expense management.
Company Information
HUBUC, formerly known as B2B FINTECH SOLUTIONS SL, operates within the fintech industry, specifically focusing on payments. The company is based in Barcelona, CT, Spain, and London, England, United Kingdom, and has a team of 11 members. HUBUC is a part of the W21 Y-Combinator batch, and its operations extend across Spain, the United Kingdom, Europe, and includes remote and partly remote working modalities.
Services
HUBUC offers a comprehensive cloud-native platform for issuing Debit, Credit, and Prepaid cards. The platform supports both physical and virtual cards, including Apple Pay integration. Core services include Global Issuing Processing, Zero-balance Network Integration, and Dynamic Spend Controls. Additionally, HUBUC ensures secure and compliant processing supported by a robust cloud-based architecture. Other features include Clearing & Settlement Reporting and custom reporting tailored for reconciliation.
Products
HUBUC's flagship product, P1, is a lightning-fast global card issuing and processing engine. It provides instant issuing support along with dynamic innovation features like Dynamic CVV for enhanced security. HUBUC solutions cater to various needs, such as launching digital banks, virtual travel cards for OTAs, and corporate expense management and employee benefit cards. The focus is on quickly creating new products to respond to market changes efficiently.
Partnerships
HUBUC collaborates with key industry partners to enhance their services. They partner with card networks, specifically Mastercard, for card issuance. Compliance services are provided by ComplyAdvantage and Onfido, ensuring regulatory adherence and security. For card manufacturing and logistics, HUBUC works with IDEMIA, DHL, and CORREOS, which supports their comprehensive card issuance and distribution solutions.
Innovations
HUBUC emphasizes cutting-edge innovation within the fintech sector. Their platform uses Dynamic CVV technology to enhance card security. Additionally, the integration of Zero-balance Network and Dynamic Spend Controls allows for real-time financial management and security. The company also focuses on providing cloud-based solutions for robust reporting and compliance, enabling clients to respond rapidly to market demands.
