Kashin
Kashin is a fintech company based in Lima, Peru, specializing in small, short-term loans with a focus on transparency and user empowerment. It operates primarily in Peru and Latin America, offering innovative financial solutions through its app.
Company Overview
Kashin is a fintech company operating in the payments sub-industry. Based in Lima, Callao Region, and Lima Province in Peru, it also offers remote work options. The Y-Combinator S22 batch member aims to provide credit services throughout Peru and Latin America.
Founders
Kashin was co-founded by Christophe Robilliard, who serves as CEO, and José Manuel Palacios, who holds the position of CTO. These leaders bring extensive experience in technology and personal finance to the company, driving innovation and operational excellence.
Loan Services
Kashin offers loans for various purposes, including business funding, bill payments, and personal needs. Users can request loans up to S/500, depending on their credit line. Loan terms range from 1 to 4 weeks with weekly or bi-weekly installments. Disbursements are currently limited to BCP and Interbank accounts. Loan costs are calculated using a proprietary algorithm considering several factors, such as loan value, term, user history, etc.
Features of Kashin Loans
Kashin features include the ability for users to increase their credit line and reduce interest rates by improving credit levels, adding K Friends, and keeping up with installments. The app offers the option to reprogram installments in unforeseen circumstances to avoid late payments. Early loan repayment benefits include discounts on pending amounts.
Kashin App
Users can request loans through the Kashin app available on the Android Play Store. The app allows users to manage loans, consult payment dates, and take advantage of features like early repayment discounts and the K Friends endorsement system. The platform also addresses common issues like delayed validation code delivery and loan request rejections.
