Monese
Monese offers instant accounts in GBP, EUR, and RON, along with a variety of features such as joint accounts, a Credit Builder tool, and international money transfers.
Services
Monese is a financial technology company offering a wide range of services. These include instant accounts in GBP, EUR, and RON; joint accounts for shared spending and saving; and business accounts for UK-registered companies. Monese provides a mobile app for managing both personal and business accounts. Users can set up and manage budgets, save using the 'Pots' feature, and take advantage of the 'Get Paid Early' feature. Monese also supports Direct Debits, Recurring Payments, and offers a contactless Mastercard debit card for spending worldwide.
Partnerships
Monese has established significant partnerships to enhance its service offerings. A key partnership is with PayPal, allowing users to link their Monese accounts with PayPal. This facilitates smooth financial transactions and account management. Additionally, Monese enables users to link and view PayPal transactions directly within the Monese app, providing a seamless integration for monitoring account activities.
Unique Features
Monese offers several unique features to cater to its diverse user base. The Credit Builder tool helps users improve their credit scores, while the management of Avios points caters to those collecting travel rewards. The insurance options provided add a layer of protection for users, and the ability to set up and send invoices directly from the app is particularly useful for freelancers and business owners. The rewards program incentivizes users to invite friends, earning money for both parties.
International Money Transfers
Monese supports international money transfers in multiple currencies, making it convenient for users who need to send or receive money globally. The integration with services like PayPoint and Post Office locations in the UK allows for cash top-ups, ensuring users have multiple options for managing their funds.
Customer Support
Monese provides extensive multilingual customer support, accommodating users in 15 languages. This ensures that users from various linguistic backgrounds can access help and information in their preferred language, enhancing the overall user experience and satisfaction.