StashAway
StashAway offers a range of investment solutions including General Investing, Thematic Portfolios, Flexible Portfolios, and Income Portfolios, utilizing its proprietary ERAA® framework and BlackRock® for portfolio management.
Services
StashAway provides a range of investment solutions designed to meet varying investor needs. These include General Investing, Thematic Portfolios, Flexible Portfolios, and Income Portfolios. General Investing portfolios use StashAway's proprietary ERAA® framework combined with BlackRock®, aiming to maintain risk levels and optimize returns. Thematic Portfolios offer exposure to sectors like AI, Blockchain, and Robotics. Flexible Portfolios allow investors to select from over 70 asset classes and adjust allocations as needed. Income Portfolios generate passive income through government bonds, corporate bonds, REITs, and stocks. Additionally, the company offers cash management solutions including StashAway Simple™, Simple Plus, and Simple Guaranteed.
Investment Methodology
StashAway's investment strategies emphasize asset allocation over individual securities selection. The ERAA® (Economic Regime-based Asset Allocation) framework plays a crucial role, dynamically adjusting portfolios based on macroeconomic data to optimize returns and manage risk. The investment methodology leverages low-cost ETFs to ensure diversified exposure across various asset classes.
Cash Management Solutions
StashAway offers cash management solutions through products like StashAway Simple™, Simple Plus, and Simple Guaranteed. StashAway Simple™ projects an annual return rate of 3.7%, while Simple Plus offers a yield to maturity of 4.5%. Simple Guaranteed provides up to 3.75% p.a. but requires a lock-in period. These solutions cater to investors looking for secure and efficient ways to manage their cash while earning returns.
Funding and Investors
StashAway has secured $74 million USD in funding from notable investors such as Hamilton Lane, Sequoia Capital, Eight Roads, Square Peg, and Asia Capital & Advisors. This financial backing supports the company's growth and expansion efforts, allowing it to continuously improve and expand its range of investment solutions.
Licensing and Compliance
StashAway operates under the regulatory oversight of the Monetary Authority of Singapore (MAS). The company complies with MAS's capital, compliance, audit, and reporting requirements, ensuring a secure and regulated environment for investors. This strict adherence to regulatory standards builds trust and provides a reliable platform for both new and experienced investors.